💳HENG Utility Access Card

www.hengutility.com

Planned Launch: Q2 2025

🔒 A secure, global-friendly payment solution that enables use of digital tokens for approved utility services.

💳 HENGCoin Utility Payment Card

The HENGCoin Utility Payment Card is a prepaid digital usage tool designed to enhance token utility across supported regions. This feature allows verified users to connect their digital asset wallets and use HENG tokens to perform utility-based transactions such as platform access, partner purchases, and other permitted non-financial services.

This is not a financial product, investment tool, or traditional debit/credit card service, and does not serve as a means for speculative conversion or financial gain from digital assets.

---

🌐 Supported Coverage

Usable in 114+ countries and territories, covering 45+ fiat currencies Compatible with global payment infrastructure: Visa, Mastercard, AMEX, JCB, Discover, Diners Club, dLocal KYC required for issuance (ID, address, document scan & liveness check) Minimum usage threshold: $30 equivalent Regulatory-compliant processing via licensed partner (e.g., Transak or equivalent)

💼 Transaction Guidelines

Type Limit

Per Transaction $1,500 (equivalent) Daily $14,000 Monthly $28,000 Annual $100,000

Service fee: 3.5% for EUR/GBP, 5.5% for other fiat currencies Additional exchange fees may apply depending on third-party processor

⏱️ Processing Times

Once submitted through the verified system, each card transaction is authorized and processed in under 1 minute. On-chain confirmations (if digital assets are involved) may take up to 20 minutes for delivery via blockchain. All steps are logged and traceable via secure smart contract integrations.

✅ Compliance Notes

The HENG Utility Card is not a bank-issued debit card and is not linked to a credit facility It enables token-based utility payments only through supported partners and infrastructure All transactions are governed by smart contract terms and applicable AML/KYC regulations This feature is not intended for investment, profit-seeking, or financial conversion purposes.

⚠️ This page is intended for informational purposes only and does not constitute an offering of tokens, financial products, or investment advice.